Important: NationalDebtService.co.uk is now under new ownership. Previous operators of this domain were reprimanded by the Advertising Standards Authority (ASA) for misleading users. We are not connected to the former organisation. This version of the site provides clear, unbiased signposting only; no advertising, no sales, and no debt advice.

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National Debt Service Free, independent signposting in the UK
I need support

Worrying about money is exhausting

Clear signposting to free, trusted help in the UK

If you’re stressed about debts or bills, it can be hard to think straight. This site doesn’t try to sell you anything. It simply points you to free, regulated debt advice services and mental health support in your country.

We don’t give debt advice, handle your case or collect detailed information about your debts.

See where to get help Mental health support

Free debt advice in the UK

Debt advice is organised differently across the UK. The services below are well known, free and regulated. They can talk through your full situation and explain your options in more detail.

See full list of support

Money and mental health

Worrying about money can affect sleep, mood, relationships and your sense of control. You don’t have to wait until things feel “bad enough” to reach out for support.

Your GP and NHS services

If you’re worried about your mental health, you can speak to your GP or, in an emergency, use NHS services in your area. They can talk through options like talking therapies, crisis lines or local support.

If you feel at immediate risk of harm, treat it as an emergency and use local emergency services.

Quick questions about this site

A few short answers to help you understand who runs this site, what it does and what it doesn’t do.

Is this a debt advice service?

No. This site doesn’t give personal debt advice or manage cases. It only signposts you to free, regulated organisations that can help.

Do you earn money from this?

No. We don’t earn commission, referral fees or advertising income if you use any of the links on this site.

Why is there a notice at the top?

The domain used to be run by a different organisation that was reprimanded by the Advertising Standards Authority (ASA). The site is now under new, independent ownership with a different purpose.

For more detail, see the About and Frequently asked questions pages.

Version 2.4.1

Last reviewed: 1 December 2025