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COVID-19: We have answered some of our customer's most frequently asked questions
Make no mistake, the coronavirus pandemic is dreadful. However, with lockdown restrictions now coming to an end and a roadmap in place for navigating the UK back to normal, it’s quite natural to wonder what life will be like when this virus becomes a thing of the past.
One optimistic outcome is a greener planet – and it’s this scenario which could benefit the environment but your finances as well.
Due to us mostly being stuck in our homes, factories haven’t been operating, airlines have had to cancel flights, and commutes aren’t taking place. These are only just a few examples but the effects have been dramatic.
In the UK, air pollution has declined across many of our cities. Internationally, China has registered an approximate 25% fall in carbon emissions whereas the cleaner air now means residents in parts of northern India can see the Himalayas from their homes for the first time.
As well as this, multiple countries have seen improvements in water quality, wildflowers are expected to bloom in large numbers, and wildlife appears to be thriving in our absence.
This is a scenario which environmentalists could have only dreamed about a few short months ago. With the lockdown starting to relax though, it’s debatable whether we can maintain this. Fortunately though, our habits could change to benefit the planet:
If you’ve been working from home since the coronavirus pandemic, you’re probably already quite sick of staying inside. However, one positive for many of us is the amount of money saved on commuting. Chances are, you’re also no longer dipping into your wallet on lunch breaks.
This is having positive effects when it comes to the environment as well. After all, fewer cars on the road mean less pollution. If this seems unlikely, a survey by the AA revealed almost 25% of motorists intend to drive less after the lockdown; with many also intending to work from home more.
With social distancing looking likely to continue for quite some time, commuting via public transport doesn’t seem to be an option. As a result, more are turning to cycling as an alternative. In the same survey, more than a third of respondents stated they would either travel by foot or bike more after the lockdown.
If this is an option for you, then the initial expense of getting a bike and the appropriate gear could be balanced out by how much you’ll save on the commute.
If you can do your job from home, is there really a need to live near work? Property prices in cities are typically higher than those in rural locations and your budget may stretch a bit more in the countryside as well.
If you can work from home, you could find moving to a more rural location could save you money in the long run. With traditionally fewer polluting elements as well, it could help grant you a better quality of life.
The world after coronavirus is going to be very different but, when it ultimately comes time to lift the lockdown, we’ll be around to help you prepare for it.
For example, if debts are currently preventing you from getting that all-important mortgage, we may be able to help resolve them through a debt solution – such as an IVA.
We’ll still operating through the coronavirus pandemic and available to help answer any questions you might have.
Debt write off applies to unsecured debts and on completion of an IVA. A debt write off amount of between 20% and 80% is realistic, however the debt write off amount for each customer differs depending upon their individual financial circumstances and is subject to the approval of their creditors.
Call charges may vary depending on your telephone provider. All calls are recorded for training and compliance purposes, but deleted after 6 months for non-customers in line with GDPR guidelines.
Free money help and advice can be found at the MoneyAdviceService.org.uk