What debt help is available?

Depending on your situation, an IVA could be the best solution for reclaiming control over your debts.


An arrangement between you and your lenders based on what you can realistically afford to pay.

Other debt solutions

We have a wealth of knowledge on debt solutions. If an IVA isn't right for you, we may recommend alternatives.

Is an IVA worth it?

For many, an IVA is the best solution to get back on top of their debts as it:

  • Protects you from your creditors
  • Freezes interest rates and charges
  • Cushions you from bankruptcy
  • Is only active over the specified time period

Find out how much you can write off

Take a look at the calculator below and see how much you can write off*. You never know, we might be able to manage even more.

Your debt amount

Total debt payable


Debt write-off


*This calculator is an approximation of the debts you can write off and is based on the average amount we have managed to clear for our customers.

How can National Debt Service help you?

Answer a few simple questions to see if you qualify.

We'll investigate and provide a solution suitable to you.

Regain control of your debts with a tailor-made plan.


We can help with these lenders and more