Debt Relief Order
Debt Arrangement Scheme
Bank Loan Debt
Payday Loan Debt
Credit Card Debt
Store Card Debt
An IVA (individual voluntary arrangement) is a legally binding agreement between you and your creditors. Once resolved, any remaining debts you had should be written off.
Similar to an IVA, a trust deed allows you to pay back your debts at a rate you can afford. It will also freeze any interest rates and stop creditors from taking action against you.
A debt management plan can take unmanageable expenses such as credit card bills, overdrafts, and personal loans, and help you repay them at an affordable monthly rate.
As well as the options mentioned above, there are alternatives which might be suitable. From debt relief orders to bankruptcy, these could help you on the path to financial freedom.
"I was living in the dark with my debt then I found these people online. Prior to me contacting these people I was depressed, I was admitted to hospital with a suspected heart attack, I’m only 29.
It turned out to be anxiety and stress due to my debt. I can’t tell you enough that I was close to giving up. These people helped me all the way, gave me an affordable payment each month, extremely easy to talk to."
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DEBT WRITTEN OFF ON AVERAGE
Debt write off applies to unsecured debts and on completion of an IVA. A debt write off amount of between 20% and 80% is realistic, however the debt write off amount for each customer differs depending upon their individual financial circumstances and is subject to the approval of their creditors.
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Free money help and advice can be found at the MoneyAdviceService.org.uk