Three Money Hacks to Save You Cash

Everyone wants to save money and make their wages go a little bit further.
However, setting aside cash so that you can bolster your savings or investments, while also ensuring you have enough to spend during the month on things such as food, rent and all manner of leisure pursuits is not always a simple process.
There is a phrase which states that people will always find a way to spend what they earn regardless of what their salary happens to be, and there is certainly some truth to that. But it is also true that whatever you are earning, and whatever your monthly outgoings, there are always things you can do to make your savings look a little bit healthier come the end of the month.
So, with that in mind, here are three money hacks that will help you save a little bit more and get a better handle on your finances.


If you are interested in investing some of your loose change and potentially building up your savings over a few years, then there are apps available to help you do that. Moneybox, for example, links to your bank account and then rounds up purchases to the nearest pound. So, if you buy a coffee that costs £2.30, 70p will automatically be added to your investments. This is a fantastic way of setting aside money because very little interaction is required, and only small increments are taken. You can, therefore, save money without really even noticing that you are doing it.
Another benefit of Moneybox and other similar apps – Chip and Piggybank, for example – is that you are able to select the level of investment risk you are willing to embrace. If you want steady but small gains, low risk is probably the best for you, but if you are willing to bet your funds on more volatile but potentially lucrative markets, you can take a more high-risk approach.



One of the best ways to save money is to switch mobile contracts or utility suppliers regularly. It may feel like this is a little bit of a hassle, but it can actually ensure that you save a lot of money. And, not only that, but you may find that it actually takes a lot less time than you initially thought.
There are a number of websites that will enable you to switch suppliers easily and quickly, and will also highlight the best deals available at the time. Often all you will need in terms of personal information is your postcode, your current supplier and also the name of the tariff you are utilising. You will then be able to compare with other deals that could save you hundreds of pounds each month.
We recommend uSwitch as they can give you a robust overview of the offers available to you.


This may seem like an obvious thing to do, but many people don’t actually have a firm understanding of their debt situation. By understanding the types of debt you have and how much you owe, you can concentrate on eradicating the debt that is more crippling, and therefore give yourself more money to put towards savings, investments or fun times.

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