UK debt & mental-health signposting

Find calm. Find trusted debt help.

Regulated UK debt and mental-health support, guided in three steps or fewer. No personal data. Just clear next steps.

No accounts. No personal data. Anonymous usage stats only.

Where to get help

Each topic explains your rights and links to verified, regulated support.

Can't pay your bills

Priority bills, your rights, and what to do when letters start arriving.

Read about bills
Council tax debt

How council tax debt works, what councils can and can't do, where to get help.

Read about council tax
Credit cards & loans

Credit cards, loans and store cards. Your rights with the lender. Free debt help.

Read about credit
Bailiffs at the door

What bailiffs can and can't do. Your rights. Help that's free and confidential.

Read about bailiffs
Debt help directory

The full list of UK-regulated debt services. Every entry verified against its regulator.

See the directory
Mental health support

Confidential mental-health support from regulated UK charities and helplines.

See support

Three steps. No sign-up at any point.

Discover

A brief self-check on your situation. Nothing you enter is saved. It stays on your device.
Review

Plain-English guidance on what fits your circumstances, with jargon explained.
Connect

Verified links to regulated charities and government support. We hand you over safely.

Confidential mental-health support, held to the same standard as our debt signposts: regulated, neutral, and private.

Independently run. We verify every entry by hand and we never collect personal data.

FCA register · SRA register · Public-record sources · Last directory verification: 15 May 2026

We signpost you to UK-regulated debt and mental-health support. No accounts, no personal data.