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Resources

Organisations and resources we signpost to

This page pulls together some of the main organisations and websites we link to around the site. They offer help with debt, money, housing, energy, mental health and safety. Use them to find the right kind of support for your situation.

We’re independent and not part of any of these organisations. We don’t earn commission or referral fees if you choose to contact them.

Version 1.2.0 · Last reviewed: 1 December 2025

How we choose organisations to list here

We focus on organisations that:

  • are free to contact for help or information
  • have a clear role in debt, money, housing, mental health or safety support
  • explain who they help and which country or countries of the UK they cover
  • have a track record, official status or widely recognised role

We don’t list every possible service, and including a link here doesn’t mean we can personally vouch for every experience. Always check you’re comfortable with any organisation before sharing personal details.

Free debt advice charities and services

These organisations give free, impartial debt advice. Many are authorised and regulated by the Financial Conduct Authority (FCA). They can talk through your full situation and explain your options. Check each website for who they help and which country or countries of the UK they cover.

National Debtline (opens in a new tab)

Covers: England, Wales, Scotland

Free, confidential debt advice run by the Money Advice Trust. Phone, webchat and detailed online guides for many debt problems.

Business Debtline (opens in a new tab)

Covers: England, Wales, Scotland

Free, independent debt advice for small business owners and self-employed people who are struggling with business or mixed debts.

PayPlan (opens in a new tab)

Covers: United Kingdom

Free debt advice provider offering phone and online support and a range of debt solutions. Check their site for full details.

Benefits, income and financial support

If you are struggling to cover essentials, it can help to check whether you are missing out on benefits or other support. These organisations focus on income, benefits and grants.

Turn2us (opens in a new tab)

Covers: United Kingdom

Charity that helps people find benefits, grants and other financial support. Includes a benefits calculator and a grants search tool.

Mental health and emotional support

Money worries and problem debt can affect sleep, mood and relationships. These organisations focus on listening support, mental health information and campaigns around money and mental health.

Samaritans (opens in a new tab)

Covers: United Kingdom and Ireland

24/7 listening support by phone and email for anyone who is struggling to cope or feeling overwhelmed.

Mind (opens in a new tab)

Covers: England and Wales (plus online information)

Mental health charity offering information, local services in some areas, and support for people living with mental health problems.

Andy’s Man Club (opens in a new tab)

Covers: United Kingdom (local groups and online)

Free peer-support groups for men, meeting weekly in local venues and online, focused on talking openly about mental health.

Safety, abuse and financial control

Sometimes money worries are linked to abuse, control or feeling unsafe at home. These organisations focus on safety and protection.

Refuge (opens in a new tab)

Covers: United Kingdom

Support for women and children experiencing domestic abuse, including helpline, refuge spaces and online resources.

Galop (opens in a new tab)

Covers: United Kingdom

Support for LGBTQ+ people experiencing abuse or violence, including domestic and sexual abuse and hate crime.

Housing, energy and essentials

If you are worried about rent, eviction, homelessness or the cost of heating and powering your home, these organisations focus on housing rights and energy support.

Shelter (opens in a new tab)

Covers: England, Scotland, Wales (with some services across the UK)

Housing and homelessness charity. Helps with homelessness, eviction, bad housing conditions, rent arrears and mortgage problems.

Disability, health and money

Disabled people, people with long-term conditions and carers often face extra costs. These organisations focus on disability-related money support, benefits and grants.

Scope – money and finances (opens in a new tab)

Covers: England, Wales, Scotland, Northern Ireland (online content)

Disability charity with advice on benefits, extra costs, budgeting and managing money if you are disabled or supporting someone who is.

Money information and practical tools

These websites focus on clear, practical information about everyday money, bills and consumer rights. They don’t replace regulated debt advice but can help you understand the basics.

Suggest a service or update

If you work for a charity, advice service or support organisation and think you should be listed here, or if you spot something out of date, you can ask us to review it.

We focus on well-established, free and trustworthy services. We can’t list everything, but we do read genuine suggestions. Use the contact form and choose “Suggest a resource or correction” as the subject.

We don’t accept paid placements, sponsored listings or affiliate links. Being listed here never depends on payment.